Resources
About STM Fidecs
STM Fidecs is made up of two pension trustee companies and a pensions administration company. You can view and download important documentation for each company here.
Downloads
STM Fidecs Pension Trustees Limited
Statement of Investment Principles
STM Gibraltar Personal Pension
The STM Portable Pension Plan (GIB)
STM G.I.B. Pension Transfer Plan
Trust Deed and Rules
17/03/11
Deed of Amendment
27/03/25
Deed of Amendment
17/11/22
Deed of Amendment
07/03/17
Deed of Amendment
30/11/15
STM Gibraltar Pension Transfer Plan
Statement Of Investment Principles (SOIP) Occupational Pension Schemes
SOIP Occupational Pension Schemes – Centralised Pension Scheme
08/22
SOIP Occupational Pension Schemes – Individual Trust
08/22
STM Fidecs Centralised Group Pension Scheme
The STM Protected Retirement Plan (GIB)
STM International Pension Transfer Plan
The STM Gibraltar (AUS) Superannuation Scheme
Deed of Amendment
27/03/25
Deed of Amendment
16/05/17
Deed of Amendment
30/11/15
Trust Deed and Rules
30/09/15
Other documents
London & Colonial (Trustee Services) Limited
London & Colonial EU QROPS
QROPS Deed of Amendment
27/03/25
LCTS Deed of Amendment
16/01/25
QROPS Deed of Amendment
10/01/20
QROPS Deed of Amendment
04/02/19
QROPS Deed of Retirement and Appointment of Provider
04/07/17
QROPS Trust Deed and Rules
09/03/10
London & Colonial EU SIPP
Deed of Amendment
27/03/25
Deed of Amendment
27/02/20
Deed of Amendment
04/02/19
Deed of Retirement and Appointment of Provider
04/07/17
Deed of Amendment
02/02/17
QNUPS Trust Deed and Rules
14/09/09
Other documents
Contact information
You can contact us using the following details:
+350 200 45877
FPT QROPS / QNUPS: enquiries@stmfidecs.gi
LCTS QROPS / QNUPS: lctsenquiries@stmfidecs.gi
FPT Occupational pensions: admin@stmfidecspensions.gi
FPT personal pensions: personalpensions@stmfidecs.gi
STM Fidecs Life Health and Pensions Limited
3 rd Floor, 55 Line Wall Road
Gibraltar, GX11 1AA
Our Gibraltar opening hours are 9am to 5pm, Monday to Friday, excluding bank holidays.